The Property Sales People

In March 2014 Chancellor of the Exchequer George Osborne announced several radical changes to the ways you can manage and access your pension. These changes were confirmed in the Taxation of Pensions Bill published on October 14, and will take effect from April 2015. The new pension rules have been designed to give savers greater control over their money going into retirement. The changes also abolish pension 'death tax', cover free guidance for savers and new restrictions on private pension contributions. If you are nearing retirement, it is important you take these changes into account. The biggest change was the proposal to allow individuals aged 55 or above to take the whole of their pension pot as a cash lump sum from April this year. Currently, although you don’t have to buy an annuity with your pension pot you are not allowed to withdraw it all as a lump sum unless it falls under specific rules governing 'small pots'.  There are a range of op...

As a truly forward thinking and independent estate agency, David Clark is proud to be the only agent in the area with an innovative online TV channel: www.clarkhomes.tv . This tool is at the forefront of our service and is the latest and most cutting edge product in property marketing. David Clark TV shows our dedication and commitment to providing the best possible level of customer service.  This revolutionary marketing tool showcases all of our properties with a high quality virtual tour, and is a method of marketing proven to be 48% more effective than traditional techniques.  What’s more, you will be able to view these virtual tours wherever you are and whenever you want, as they are accessible from a variety of devices, such as smartphones, tablets and laptops. This means that not only will you be able to search for property on the go, but if you are selling your property, you know it will be receiving maximum exposure and coverage.  “48% mor...

Selling a property by auction is easier than many people think, and the prices that are achieved are usually higher than expected too. We have become the local partner agent for Auction House and feel that their experience and effectiveness in auctioneering coupled with our local knowledge can create a very effective sales platform for certain types of property. Strong regional and national presence. Auction House is geared up to sell local property to local, regional and national buyers. We operate over 30 regional auction rooms including one in Central London. 'Local property should always be sold in region by experts who understand auctions and know the area. They will always do a better job and get a higher price. I think that is why Auction House is so successful' Market Leaders in many areas. Auction House operates more auction rooms, has more auctioneers and holds more auctions than anyone else in the UK. We are already the most successful, ...

So what is all the fuss about? One camp is claiming the creation of a 'House Price Bubble' the other is saying that many would-be home buyers are going to be disappointed by the actual implementation of the scheme by lenders. I have to say I'm with the latter view. Basically the HTB scheme doesn't put any money in buyers pockets. What it does is for those who have managed to scrape together 5% of the purchase price it places a form of guarantee with lenders for another 15% of the loan. This means that the buyer has to have sufficient income and financial status to qualify for a loan of that amount. The lender is encouraged to lend more with the comfort of the UK Taxpayer underwriting 15% of that loan. It is to be noted that the first banks to confirm they were adopting the scheme were those still part owned by the state. Were they persuaded by government?  Even with this guarantee the % rate charged is above the rate that buyers would be charged if they ...

I have just returned from hospital having had a procedure carried out on my foot/ankle that involves repairing a damaged tendon and realigning my foot by breaking my heel! While waiting to be called down to theatre I sat in my room checking e-mails - as you do when you want to take your mind off things. There was an e-mail from Colin Clayton of Desk Centre Limited http://www.deskcentre.co.uk talking about a £10,000 office refit and all I had to do was create a blog post suggesting why my office should be the one to receive it! What an opportunity - here I am laid up for two weeks before I can mobilise on crutches and my office certainly would benefit from a revamp in 2013. Like most surviving, small, independent estate agents we have done this by cutting costs, reducing premises and regrettably letting staff go. Our address used to be 20-22 Market Place but is now 20 Market Place only. We originally moved to No.20 from our first premises in Newnham Street in 1993- my then bu...

How it works for you... Having been involved in residential property sales for over 32 years and with a team around me with group experience of over 90 years in the Ely office I felt we could put together these guides that explain how we put this experience to work for you in your sale or letting. Please download the PDF versions or ask us to send you hard copy. Sales : guide to succesful sales Lettings : guide to residential lettings We are very eager to help with your sale or letting so please call us on 01353 665020

The iPhone (iOS) and Android powered phones have been around for a while now and 1000's of 'apps' have been downloaded to enable users to go about their daily lives, hobbies etc.  Developers were not slow to target estate agencies and convince them that their own App was a 'must have'. I have always been resistant to their charms and pleadings as I firmly believed an agent's app was n othing more than egotistical vanity! After all, I would rant, why does anyone want to use a search tool for just my listed properties? Homebuyers are looking for their next home and they really don't care who has it for sale - that's why Rightmove has been so successful. That was until I was introduced to Paul Fuggle (rhymes with Bugle) www.gobusinessapps.com  . Paul is currently creating me an app that let's me communicate with everyone downloading it, via Push technology. I can reach out to people rather than passively waiting for them to search my website or use the ...