The Property Sales People

4 Questions You Must Ask if You’re Updating Your Home’s Electrics

October 2019 saw the ‘new’ team at David Clark & Co estate agents taking shape in order to strongly finish a year characterised by concerns over Brexit, Stamp Duty, slow sales and a government ripped apart by leadership struggles. This ‘Cabinet’ is made up of only strong members.   David Clark, as an independent estate agent, has been in Ely for nearly 30 years and began his agency career here 40 years ago. Barbara Harding has worked with David for over 20 years. She has an intimate knowledge of the area and is well known by the local conveyancing lawyers. Want your sale to go through? Put your trust in Barbara’s sale progression skills! Aimee Wing has been with the firm for over two years. Currently the youngest team member but she has worked locally for 2 corporate estate agents and can now boast over 7 years experience, valuing and selling local homes. Don Wheeler moved to David Clark and Co Lettings about a year ago and moved home from Suffolk to...

In March 2014 Chancellor of the Exchequer George Osborne announced several radical changes to the ways you can manage and access your pension. These changes were confirmed in the Taxation of Pensions Bill published on October 14, and will take effect from April 2015. The new pension rules have been designed to give savers greater control over their money going into retirement. The changes also abolish pension 'death tax', cover free guidance for savers and new restrictions on private pension contributions. If you are nearing retirement, it is important you take these changes into account. The biggest change was the proposal to allow individuals aged 55 or above to take the whole of their pension pot as a cash lump sum from April this year. Currently, although you don’t have to buy an annuity with your pension pot you are not allowed to withdraw it all as a lump sum unless it falls under specific rules governing 'small pots'.  There are a range of op...

As a truly forward thinking and independent estate agency, David Clark is proud to be the only agent in the area with an innovative online TV channel: www.clarkhomes.tv . This tool is at the forefront of our service and is the latest and most cutting edge product in property marketing. David Clark TV shows our dedication and commitment to providing the best possible level of customer service.  This revolutionary marketing tool showcases all of our properties with a high quality virtual tour, and is a method of marketing proven to be 48% more effective than traditional techniques.  What’s more, you will be able to view these virtual tours wherever you are and whenever you want, as they are accessible from a variety of devices, such as smartphones, tablets and laptops. This means that not only will you be able to search for property on the go, but if you are selling your property, you know it will be receiving maximum exposure and coverage.  “48% mor...

Selling a property by auction is easier than many people think, and the prices that are achieved are usually higher than expected too. We have become the local partner agent for Auction House and feel that their experience and effectiveness in auctioneering coupled with our local knowledge can create a very effective sales platform for certain types of property. Strong regional and national presence. Auction House is geared up to sell local property to local, regional and national buyers. We operate over 30 regional auction rooms including one in Central London. 'Local property should always be sold in region by experts who understand auctions and know the area. They will always do a better job and get a higher price. I think that is why Auction House is so successful' Market Leaders in many areas. Auction House operates more auction rooms, has more auctioneers and holds more auctions than anyone else in the UK. We are already the most successful, ...

So what is all the fuss about? One camp is claiming the creation of a 'House Price Bubble' the other is saying that many would-be home buyers are going to be disappointed by the actual implementation of the scheme by lenders. I have to say I'm with the latter view. Basically the HTB scheme doesn't put any money in buyers pockets. What it does is for those who have managed to scrape together 5% of the purchase price it places a form of guarantee with lenders for another 15% of the loan. This means that the buyer has to have sufficient income and financial status to qualify for a loan of that amount. The lender is encouraged to lend more with the comfort of the UK Taxpayer underwriting 15% of that loan. It is to be noted that the first banks to confirm they were adopting the scheme were those still part owned by the state. Were they persuaded by government?  Even with this guarantee the % rate charged is above the rate that buyers would be charged if they ...